BUSINESS LENDING
This Can Be Secondary Heading
Financing up to $30 Million Revolving lines of credit for commercial & consumer finance companies.
The last decade has brought tremendous change in the world of specialty finance. The uncertain economy, interrupted by the credit crisis, regulatory response, followed by unprecedented technological progress has created both challenges and opportunities. As the banks have failed to effectively serve finance companies, Init Capital Funding steps in to help fill the gap. When your lending business needs flexible capital to grow, who best understands what it takes to lend more effectively than the banks?
The answer: Init Capital Funding. We approach lender financing with unique expertise developed over nearly five years. We have unparalleled insight into the value of your most important asset – your loan portfolio.
- Lender Financing Solutions, get started today If you're looking for lender financing, we're here to help. At our company, we offer a variety of financing options to meet your needs, and our experienced loan officers are ready to assist you with the corporate application process. To get started, you can reach out to us today. Our friendly team will be happy to answer any questions you may have and guide you through the process of obtaining the financing you need to achieve your goals. Whether you're looking to sure up your liquidity, or expand your loan book and portfolio, we can help you find the lender financing solution that's right for you. 1. Book -- Reach out to book your free assessment with Init Capital Funding. 2. Free Assessment -- We will work with you to find a financing product that meets your business needs and goals. 3. Invest & Grow -- Build your business to new heights knowing you have the financing required to operate in your industry.
What is a Business Line of Credit?
A business line of credit is like having a safety net for your business finances. It’s a flexible form of financing that allows you to borrow money as needed, up to a certain limit. With a line of credit, you only pay interest on the amount you borrow, so you can conserve your working capital and have the peace of mind of knowing that you have funds available when you need them. A business line of credit can help your business in a number of ways, by providing the necessary capital to fuel growth, make investments, and meet operational needs.
Expansion: Financing can help businesses expand their operations by funding new locations, hiring more staff, and investing in marketing and advertising. This can help businesses reach new customers and increase revenue.
Investment: Financing can help businesses invest in new equipment, technology, or other assets that can increase efficiency, productivity, and profitability.
Working Capital: Financing can help businesses maintain a healthy cash flow by covering day-to-day expenses, such as payroll, inventory, and rent. This can help businesses avoid cash flow problems that can lead to missed opportunities or even bankruptcy.
Opportunity: Financing can help businesses take advantage of new opportunities, such as a sudden increase in demand or the chance to acquire a competitor. With financing in place, businesses can act quickly and capitalize on these opportunities.
Credit: Financing can help businesses build or improve their credit score, which can be important when seeking future finan
Where do we offer Lines of Credit for Businesses?
Alberta — Yes Available!
British Columbia — Yes Available!
Manitoba — Yes Available!
New Brunswick — Yes Available!
Newfoundland & Labrador — Yes Available!
Newfoundland & Labrador — Yes Available!
Nova Scotia — Yes Available!
Ontario — Yes Available!
Prince Edward Island — Yes Available!
Quebec — Yes Available!
Saskatchewan — Yes Available!
Yukon — Yes Available!
What loan size, interest rates and terms can I expect?
If your business needs a significant amount of capital to grow or expand, a business line of credit between $1 million and $10 million or more could be the solution you need. We offer competitive interest rates from 4.99% depending on the business need and qualifications. For all loans, payment terms can vary and be what suits the business need the best.
Get a Business Line of Credit today
If you’re looking for a flexible and convenient way to finance your business needs with a business line of credit, then contact us today to discuss your options! Our team of experienced professionals can work with you to determine the best line of credit solution for your unique business needs. With a business line of credit, you can have the peace of mind of knowing that you have access to funds when you need them, without having to take on unnecessary debt. So don’t wait, reach out to us today to learn more about how a business line of credit can help your business thrive!
Factoring is an excellent solution for business-to-business
Companies that collect payment through invoices. Invoicing often comes with a 30-day or even longer delay before payment is received, which can cause cash-flow problems.
With factoring, Global Access Capital purchases your invoices at a discount in advance, providing you with immediate cash. This allows your business to receive payment immediately to utilize for daily tasks and overall growth. When a business is expanding it may need cash flow as soon as possible and is unable to wait the 30-day payment period that comes with most invoice payment. Factoring eliminates this step, giving your business the funds immediately.
When a company is growing cash flow can be tight. Factoring allows companies the ability to receive payment for invoices quickly, without having to wait the 30-day payment period. Factoring gives you immediate access to funds, allowing for them to be put back into the growth of the business and everyday business activities.
Why get an Invoice Factoring / Accounts Receivable Loan?
Cash flow: By getting an accounts receivable loan, businesses can get cash quickly to cover their short-term working capital needs, such as paying suppliers or employees.
Growth: Accounts receivable financing allows businesses to access cash without taking on additional debt or diluting equity, which can be useful for financing growth initiatives.
Creditworthiness: If a business has limited credit history or a low credit score, it may be difficult to obtain traditional bank loans. In such cases, accounts receivable financing can provide an alternative financing option.
Customer relationships: Rather than waiting for customers to pay their invoices, businesses can use accounts receivable financing to access cash immediately, which can help maintain positive customer relationships.
Flexibility: Accounts receivable financing is a flexible financing option that can be tailored to a business’s specific needs, with customizable loan terms and repayment schedules.
We Handle Payment Collection & Credit Risk
Global Access Capital also takes on the responsibility for payment collection and accepts any credit risk, within the Global Access Capital factoring process. This eliminates any risk to your business through the accounts receivable process. Once we’ve taken the invoice it is our responsibility, ensuring you no longer have to worry about payment moving forward and can concentrate on necessary business activities.
Get an Invoice Factoring / Accounts Receivable Loan today!
Getting accounts receivable financing has never been easier! At our company, we offer a hassle-free way for businesses to obtain the financing they need to grow and thrive. With our accounts receivable financing program, you can turn your outstanding invoices into cash quickly and easily, without having to wait for your customers to pay. Our team of experts will work closely with you to understand your specific financing needs and provide you with a customized financing solution that meets your unique business requirements. So why wait? Contact us today to learn more about how we can help you get the financing you need to take your business to the next level!
What Does Your Business Need? We Can Help You Lease:
– Furniture
– Containers
– Construction equipment and heavy machinery
– Sanitary maintenance equipment
– Audio and audio-visual equipment
– Computers, IT equipment, printers, fax machines and photocopiers
– Generators
– Laundry equipment and sewing machines.
– Machine-tools (wood or metal)
– Mobile radios, alarm and surveillance systems
– Compressors
– Snow removal equipment
– Agricultural, farm, and winery equipment
– Traffic control equipment
– Vending machines
– Commercial kitchen and food service equipment
– Fitness, spa, and gym equipment
Start your Equipment Leasing Application today!
If you’re interested in leasing equipment, we make it easy to get started. You can give us a call to speak with one of our leasing specialists who can answer any questions you may have and guide you through the process. Alternatively, you can send us an email or connect with us through our social media channels. We’re committed to providing excellent customer service and helping you find the right equipment leasing solution for your business needs. If you’re ready to get started, don’t hesitate to contact us today!